Terms & Conditions

Version 1.0 | October 1, 2024

Welcome to Profiter!

Profiter-IH Limited ("Profiter") operates the Profiter service, website, and/or software application (collectively referred to as the "Service"). This Service allows you to buy and sell interests in real property and make payments using your mobile money wallet, account, or debit/credit card. These Terms of Service ("Terms") govern your use of the Service.

Acceptance of Terms

These Terms constitute a contract between you and Profiter. If you do not accept these Terms, please do not use the Service. By using any part of the Service, you accept these Terms. If you are under eighteen (18) years of age, you must not use the Service.

Registration Requirements

To access the Service, you must register with accurate and valid information, including:

  • Providing a valid email address.
  • Creating an account linked to your email.
  • Accepting these Terms.
  • Submitting any additional information required by Profiter for regulatory compliance.

User Verification Requirements

For unrestricted access to the Service, you must verify your account with accurate and valid information, including:

  • Full Name.
  • Bank Name.
  • Bank account number.
  • And any additional information required by Profiter for regulatory compliance.

Purchasing Assets

When purchasing an asset, you agree to the payment platform's terms and any applicable operational charges.

Asset Locking

You agree that Profiter may, for purposes of exigency, lock a particular asset. During the lock-period, no further transactions may occur in respect of that locked asset until after the lock period.

Share Units

When purchasing share units, you must adhere to the relevant payment platform's terms and any associated operational charges. Selling share units shall incur a charge of up to 5% of the total amount. For the safety of other users, only verified users can post and sell share units.

Realties

Real estate companies who desire to publish their own real properties (realties) on the Service platform can do so, subject to their verification and the approval of Profiter.

Withdrawal

For asset withdrawal or wallet balance withdrawal, a standard operational charge of 1% of the total withdrawal amount shall apply. Withdrawals are a prerogative of verified users only, with each withdrawal request subject to the approval of Profiter.

Payment Processing

Payments are processed through third-party Payment Processors. By making a purchase, you authorise the Merchant (or Profiter on their behalf) to charge your account or card for the total amount.

Privacy Policy

Profiter values your privacy and the protection of your personal information. Our Privacy Policy, which is incorporated by reference into these Terms, governs the handling of your data.

User Conduct

You agree not to use the Service for any unlawful purpose or to infringe upon the rights of others. Profiter reserves the right to suspend or terminate your account if we suspect illegal activity, such as fraud or money laundering.

Communication

You consent to receive communications from Profiter regarding your account and the Service. You may opt out of promotional messages by following the instructions if provided.

Termination of Service

Profiter may terminate your access to the Service or discontinue any part of it, with or without notice, especially in cases of suspected fraud or security concerns.

Limitation of Liability

Profiter is not liable for any damages arising from your use of the Service.

Governing Law and Dispute Resolution

These Terms shall be governed by the laws of Nigeria. Any disputes arising from these Terms not solved by mutual agreement shall be submitted to arbitration.

No Agency

Neither Party is authorised to act as an agent for the other Party.

Modifications

Profiter may modify these Terms at any time. Continued use of the Service constitutes acceptance of the latest version of the Terms.

Entire Agreement

These Terms constitute the entire agreement between you and Profiter regarding the Service, superseding any prior agreements.

Waiver

Any failure by Profiter to enforce its rights under these Terms does not constitute a waiver of those rights.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full effect.

Contact Information

For inquiries, please reach out to business@profiterworld.com.

Please read these Terms carefully before using the Service.

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